Finance Center

Ford Financing in Springfield, IL

Financing your next vehicle should feel as clear and manageable as picking out the right Ford in the first place.

Our finance center at Landmark Ford works with shoppers buying new and used vehicles, and financing is available for all customers. We sit down with you, talk through your budget and what you want your ownership to look like, and walk you through each step so nothing feels rushed or confusing. If your credit history has you feeling uneasy, we will explain how the process works in plain terms and answer your questions before you apply. Shoppers from Chatham, Rochester, and Petersburg can start online and finish with us in person at our Springfield store.

A Simple Way to Begin the Finance Process

A good part of the process can start before you ever set foot in the showroom. Our online finance application takes your information from home, so our team can review it before you arrive. Customers who would rather talk it over first can reach a finance specialist at (866) 807-5399. Our finance department is open Monday through Friday from 8:30 AM to 7 PM and Saturday from 8:30 AM to 5 PM, so evening and weekend shoppers have time to get started.

Using Your Trade-In as a Starting Point

For a lot of buyers, the vehicle sitting in the driveway is the first piece of the puzzle. Our trade-in value tool gives you a number to work with before you visit, which makes planning your next purchase much easier. If you still owe on your current vehicle or simply want a clearer picture of what it is worth, bringing that figure to our finance team gives the whole conversation a solid starting place.

Financing New and Certified Pre-Owned Fords

With over 300 models in our new Ford inventory, shoppers can choose the truck, SUV, or car they want and then work with us on financing it. Buyers who prefer a used vehicle can look through our certified pre-owned vehicles, each six model years or newer with fewer than 80,000 miles, a 172-point manufacturer inspection, and a detailed vehicle history report. Our finance team handles new and used purchases with the same attention to detail.

Deciding Between Buying and Leasing

Some customers already know they want to own their vehicle, while others are curious whether leasing fits their driving habits better. Our guide to buying versus leasing a Ford covers the main differences, and our finance specialists are happy to explain how each option works in plain language. We want you to leave with a decision that makes sense for how you drive, how long you keep vehicles, and what matters most to your household.

Ford Programs for Eligible Buyers

Ford employees, affiliates, and partners may qualify for special programs through Landmark Ford. We work with eligible customers on the AXZD Plan and the Ford X-Plan, and our team can help confirm whether you qualify before you begin, so you know which program applies once you pick out the right vehicle. Drivers across Springfield and nearby towns are welcome to call or stop by during finance hours whenever they are ready to talk through their options.